{"id":221,"date":"2019-01-17T10:49:36","date_gmt":"2019-01-17T10:49:36","guid":{"rendered":"https:\/\/marzorati1.webdraft2018.com\/?page_id=221"},"modified":"2020-01-27T10:10:14","modified_gmt":"2020-01-27T10:10:14","slug":"mini-bonds-and-low-interest-loans","status":"publish","type":"page","link":"https:\/\/www.studiomarzorati.it\/en\/mini-bonds-and-low-interest-loans\/","title":{"rendered":"MINI-BONDS AND LOW-INTEREST LOANS"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-image: url(\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/finanzaAgevolata-header.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-0 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/slider-Finanza-Agevolata-001-1920x900-1-e1580119118526.jpg');background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/slider-Finanza-Agevolata-001-1920x900-1-e1580119118526.jpg\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #777777;background-position: center center;background-repeat: no-repeat;padding-top:70px;padding-right:0px;padding-bottom:50px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-1 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:34px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#ffffff;\">CORPORATE FINANCE<\/h2><\/div><div class=\"fusion-text textwhite\"><p style=\"text-align: center;\"><strong>M&amp;A Advisory, Debt Restructuring<\/strong>\u00a0We can offer corporate finance services to businessmen, companies and institutional investors (private equity funds):<br \/>\nspecial financial operations in M&amp;A buy side and sell side restructuring operations for recovering marginal profits, optimization of the patrimony structure as well<br \/>\nas debt restructuring (refinance plans and debt reorganization) through strategic planning, the elaboration of industrial and business plans<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-image: url(\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/corporate_finance.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-2 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/shutterstock_1006812955-e1580119200465.jpg');background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/shutterstock_1006812955-e1580119200465.jpg\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #777777;background-position: center center;background-repeat: no-repeat;padding-top:70px;padding-right:0px;padding-bottom:50px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-3 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:34px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#ffffff;\">MINI BONDS<\/h2><\/div><div class=\"fusion-text textwhite\"><p style=\"text-align: center;\">For unlisted companies, applying for financing is more and more complicated in these difficult years of crisis. The dependence of SME\u2019s on bank financing was<br \/>\nreally and truly a thorn in the side of businessmen and often a reason for bankruptcy. Today, a new and more modern financial instrument has appeared on the<br \/>\nmarket as an opportunity for SMEs to escape from the old model \u201cfinancing = bank\u201d: mini-bonds.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px`;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-4 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2019\/01\/img_mini-bond.jpg');background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2019\/01\/img_mini-bond.jpg\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-5 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 50px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p>Mini-bonds were introduced into Italian Law by the 2012 \u2018Development Decree\u2019 (Decreto Sviluppo) as a financial instrument for unlisted companies that want to open themselves up to market capital, thus reducing the dependence of SMEs on bank financing.<\/p>\n<p>Technically, they are medium- or long-term bonds, or debt security, issued by an Italian unlisted company in favor of subjects intending to invest in the project of that company. Like other bonds, they have interest rates paid in the form of periodic coupons and they have expiration dates.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #e4e4e4;background-position: center center;background-repeat: no-repeat;padding-top:40px;padding-right:0px;padding-bottom:10px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-6 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p style=\"text-align: center; text-transform: uppercase; font-size: 20px; font-weight: 500;\">GOALS FOR ISSUING MINI-BONDS<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:50px;padding-right:0px;padding-bottom:50px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-7 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 50px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p><img class=\"aligncenter size-full wp-image-21\" src=\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/check-icon.png\" alt=\"\" width=\"41\" height=\"42\" \/><\/p>\n<h5 style=\"text-align: center;\">Internal growth: gathering financial resources to sustain investments<br \/>\n(research and development, new products or new markets)<\/h5>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-8 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 50px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p><img class=\"aligncenter size-full wp-image-21\" src=\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/check-icon.png\" alt=\"\" width=\"41\" height=\"42\" \/><\/p>\n<h5 style=\"text-align: center;\">External growth: supporting eventual acquisitions of other<br \/>\ncompanies or divisions<\/h5>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-9 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p><img class=\"aligncenter size-full wp-image-21\" src=\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/check-icon.png\" alt=\"\" width=\"41\" height=\"42\" \/><\/p>\n<h5 style=\"text-align: center;\">Restructuring company debt: the liquidity amassed will serve<br \/>\nto extinguish existing debt and to restructure the<br \/>\ncomposition of the financing<\/h5>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-10 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p><img class=\"aligncenter size-full wp-image-21\" src=\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/check-icon.png\" alt=\"\" width=\"41\" height=\"42\" \/><\/p>\n<h5 style=\"text-align: center;\">Financing the company\u2019s cash flow cycle: the goal is to satisfy the<br \/>\nshort term balance between earnings and the payment of debts<\/h5>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #777777;background-position: center center;background-repeat: no-repeat;padding-top:70px;padding-right:0px;padding-bottom:50px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-11 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text textwhite\"><p>Here at the Marzorati firm, we are specialized in supporting SMEs in the various steps necessary to reach the issuing of mini-bonds. We offer:<\/p>\n<p>&#8211;preliminary evaluations of the company and an analysis of feasibility \/ economic-financial benefit of the issuing; this is reached through a detailed analysis of the type of business in question, its current and prospective financial situations, the principal indicators of the budget and the development project the company intends to finance;<\/p>\n<p>&#8211;preparation of the data and documents necessary for a successful process of due diligence and the eventual issuance of the rating by specialized operators;<\/p>\n<p>&#8211;support and assistance to find potential investors in order to evaluate market interest in the issuance, and during the successive phases of the issuance through a periodic analysis of adherence to the covenants and an indication of eventual critical situations tied to the company\u2019s economic-financial performance.<\/p>\n<p>If you want to grow your business, but you are tired of dealing with bureaucracy and banks\u2019 lack of entrepreneurial spirit, get going and call us to learn more about this new financial instrument.<\/p>\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Become independent. Call us, now.<\/span><\/h2>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-image: url(\"https:\/\/marzorati1.webdraft2018.com\/wp-content\/uploads\/2019\/01\/slide_finanzaAgevolata_3.jpg\");background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-12 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/stretta-di-mano-e1580119279917.jpg');background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/stretta-di-mano-e1580119279917.jpg\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: #777777;background-position: center center;background-repeat: no-repeat;padding-top:70px;padding-right:0px;padding-bottom:50px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-13 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><style type=\"text\/css\"><\/style><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-two\" style=\"font-size:34px;margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-center\" style=\"margin:0;font-size:1em;color:#ffffff;\">LOW-INTEREST LOANS<\/h2><\/div><div class=\"fusion-text textwhite\"><p style=\"text-align: center;\">The term \u201clow-interest loans\u201d refers to financing disbursed by bodies that usually are governed by public law, in order to favor company activity development.<\/p>\n<p style=\"text-align: center;\">The Marzorati firm and its specialized partners can aid and support companies in researching and evaluating the opportunities present regionally, nationally, and in Europe.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-bottom:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-14 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/finanza-agevolata-professionisti-giuristi-d-impresa.jpg');background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/finanza-agevolata-professionisti-giuristi-d-impresa.jpg\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-15 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 2% 5% 2% 5%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p>The principal areas for low-interest loan investments, today, are:<\/p>\n<ul>\n<li>research, development and innovation<\/li>\n<li>environment<\/li>\n<li>structural investments<\/li>\n<li>tourism and commerce<\/li>\n<li>becoming international<\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-12 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-bottom:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-16 fusion-one-half fusion-column-first 1_2\"  style='margin-top:0px;margin-bottom:20px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 2% 5% 2% 5%;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\"><div class=\"fusion-text\"><p>The Marzorati firm, after a free evaluation of the possibility of obtaining incentives, offers a service divided into the following phases:<\/p>\n<ul>\n<li>feasibility study, selection of the suitable normative law, and a verification of requisites<\/li>\n<li>realization of a business plan for the investment project<\/li>\n<li>preparation of the documentation requested by the competent bodies<\/li>\n<li>assistance in the phase of presentation, enquiry and the disbursement and use of the financial concession<\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-17 fusion-one-half fusion-column-last 1_2\"  style='margin-top:0px;margin-bottom:0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/finanza-agevolata-2.jpg');background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/www.studiomarzorati.it\/wp-content\/uploads\/2020\/01\/finanza-agevolata-2.jpg\"><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MINI-BONDS AND LOW-INTEREST LOANS - Studio Marzorati | Accountancy Firm in Milan<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.studiomarzorati.it\/en\/mini-bonds-and-low-interest-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MINI-BONDS AND LOW-INTEREST LOANS - 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